Have you recently experienced home or property damage and have questions? Aftermath Adjusters & Consulting offers these FAQs on the topics of public adjusters, services offered, and insurance claims.

Public Adjuster FAQs

Q: What is a public adjuster?

A: A public adjuster is licensed, bonded, and certified by the state. They are hired by PEOPLE LIKE YOU (property owners) to help them during negotiations with their insurance companies. A public adjuster will be your advocate and be pro-active in representing your interests. In this way, you will be paid what you are owed in order to restore your property.

Q: Are insurance company adjusters different from public adjusters?

A: Yes! There is a big difference. An insurance company adjuster works for the insurance company. A public adjuster works for YOU. Since an insurance company adjuster is loyal to the company, they may not look out for your best interests. A public adjuster will be YOUR advocate and work EXCLUSIVELY for you and your interests.

 Services FAQs

Q: I’m not sure I need the services of a public adjuster. How can I tell?

A: The best way to determine if you need the services of a public adjuster is to set up a free consultation. You will be under no obligation to continue using Aftermath Adjusters services if you do not need them. Contact us today at 954-329-2456 to set up an appointment.

Q: Why is a public adjuster necessary?

A: If you have damages, then you should consider using a public adjuster. The team from Aftermath Adjusters has experience dealing with insurance claims. Most policyholders do not understand their policy or how to deal with the insurance company after an experienced loss. Because of our expertise, we know how to get the best results possible.

Q: Will my insurance company pay a claim without a public adjuster?

A: Yes. It is possible to be paid without the assistance of a public adjuster. However, the insurance company may not pay you everything you deserve. With a public adjuster, you know that damages have been reviewed and hidden issues found during the claim process. The better documented your claim, the more likely you are to get a higher settlement. According to the Florida Legislature’s Office of Program Policy Analysis and Government Accountability-OPPAGA, policyholders who hired public adjusters received between 574% and 747% more than homeowners that did not.

Q: Do you guarantee a higher settlement?

A: No. Nonetheless, those that use Aftermath Adjusters typically receive higher settlements. This is due to their skill and experience dealing with claims, as well understanding the insurance industry.

Q: How much does the service cost?

A: You pay nothing out of your own pocket. Once the claim is settled, Aftermath Adjusters receives a small percentage of the money collected from the insurance company. If your claim is denied, for any reason, you will not owe us anything, no matter how much work we do.

Q: I feel bad filing a claim and taking money. Is this legal to do?

A: Yes. You purchased your insurance to protect yourself from unforeseen occurrences. If you have property damage, then you are entitled to receive money for your insurance claim. That’s the whole purpose of having insurance in the first place.

Q: Who can use public adjuster services?

A: If you own property, you can use the services of a public adjuster. This includes homeowners, business owners, farmers, and anyone with an insurance claim. Once you’ve used a public adjuster, you’ll never want to settle a claim without one again.

Q: Which insured properties does a public adjuster service?

A: Residential Claims: Homes, apartments, townhomes, condos, rental properties
Commercial Claims: Condominiums (and Associations),  malls, strip malls, convenient stores, daycares, dance studios, restaurants, hotels, marinas, warehouses, etc.

Insurance Issues FAQs

Q: I already have a check from my insurance company, but it wasn’t enough. Can a public adjuster help?

A: Aftermath Adjusters will inspect the damages, document unforeseen damages, compare our estimate to your insurance company’s estimate and then file a supplemental claim. This helps you receive the full amount your policy entitles you to receive.

Q: I never filed a claim but I have damages to my home. Is it too late?

A: Not necessarily. Contact Aftermath Adjusters today for your free initial consultation. We can help you determine if you are still eligible to receive a payout from your insurance company.

Q: Should my public adjuster be there when my insurance adjuster inspects my property?

A: Absolutely! Your public adjuster should always be present when anyone from the insurance company inspects your property for damage. The public adjuster will make sure the insurance adjuster is following the rules and regulations. However, even if you have already met with your insurance adjuster or been denied, it is not too late to contact us.

Q: Do I need to worry that my insurance company won’t work with a public adjuster?

A: No. Insurance companies prefer to work with public adjusters because the claim process is smoother.

Q: Will my insurance company raise my rates or cancel my policy if I use a public adjuster?

A: No. The law states that you have the right to use a public adjuster. Insurance companies cannot penalize you for this decision.

Aftermath Adjusters FAQs

Q: Why should I hire Aftermath Adjusters & Consulting, LLC?

A: Aftermath Adjusters has extensive experience working with insurance claims. We are highly trained to represent you and fight to be sure you are paid every dollar. Recent disasters have left insurance companies understaffed. To compensate for this, insurance companies have created a quick course to “train” adjusters. The problem is that most have no claims experience and cannot handle the complex issues of disaster claims. Don’t leave your financial stake at the hands of overworked, under-educated insurance adjusters when you can hire Aftermath Adjusters instead.

Q: How much experience do Aftermath Adjusters have?

A: Aftermath Adjusters is licensed and bonded by the Department of Financial Services in Florida, as well as being currently licensed and bonded in Texas, Ohio, and Georgia. Our team of highly skilled adjusters has over 50 years of experience in the field of public adjusting. We have handled a wide variety of claims from small $8,000 residential claims to $10+ million commercial claims from a wide variety of disasters including Hurricane Sandy in New Jersey, Hurricane Irma, Wilma & Matthew in Florida, and Hurricane Ike in Texas.

Q: What can I expect from my Aftermath Adjusters & Consulting, LLC?

A: The first step in a claim process is for an Aftermath Adjuster to meet with you for a free consultation to assess the situation at hand. During this time, we will review your insurance policy and do a quick overview of damages. We then advise you about the findings and let you know if we can help. Once you hire us, we will prepare documentation to show the property damages and create an estimate for repairs. Then, we will contact your insurance company adjuster and work to get you the maximum recovery available.

Q: How much will it cost to meet with an Aftermath Adjuster?

A: The initial consultation is free. If you get a payout from the claim, Aftermath Adjusters will receive a small percentage. This percentage is very small compared to the increased settlement that most of our clients receive.

Q: What do I need to do to meet with an Aftermath Adjuster?

A: Contact Aftermath Adjusters & Consulting, LLC at 954-329-2456 today. We’ll set up an appointment for your free consultation.

We hope these FAQs have answered your basic questions. If you have further questions or want to schedule a free consultation, please contact us. Let us help you with your claim.

Let Aftermath Adjusters Represent You!
Call 954-329-2456


Enter your contact information below for your FREE no obligation property inspection and claim damage review.