There is nothing worse than coming home from work to find that a thunderstorm sent a tree limb flying through your roof. Homeowners breathe a sigh of relief that they have homeowners insurance. However, most people who have suffered damage to their homes feel overwhelmed at the task of submitting a claim and seeing it through to the end. That’s why it is so important to hire a public adjuster.
Public adjusters can help with the intricacies of filing the report. Here are the top three reasons you should hire a public adjuster when disaster strikes.
#1: Take Care of the Extensive Documentation
The documentation needed for insurance claims can be extensive and overwhelming. Your public adjuster will pay attention to the minute details. They will be able to evaluate your loss and provide the records needed to prove your claim. This includes things such as:
- Inventory lists
- Restoration estimates
- And more
Without the proper documentation, your insurance company can limit or even deny reimbursement. That’s why a public adjuster will work with you to prepare a detailed analysis of the damage and work needed to restore your property. Understanding what to provide your insurance company will help you get a favorable settlement.
#2: Experience and Time
Many homeowners think that they can handle the insurance claim on their own. However, most do not have the expertise or time needed to do so in an effective manner – especially if they have to work or take care of their family. A public adjuster has both the experience and time to help you get the settlement you deserve.
An experienced public adjuster can help you with:
- Preparing a property damage claim
- Estimating repairs
- Negotiating with your insurance company
- Settling the claim
This is because they understand homeowners policies, coverages, requirements, and valuations. Plus, they are your advocate in the process, working tirelessly to get you the best payout possible. Because of their extensive knowledge and efforts, you can get back to living your normal life.
#3: Better Settlements
As a homeowner, you may think you know how much it will take to repair damages to your home. Perhaps you’ve spoken with a contractor who bid the price of repairing your home. However, were they aware of all the damages? Did they consider the removal of old materials? Will they put your home back to the condition it was in before the damage occurred? If not, then you may not get the settlement you deserve.
Other policyholders receive less payout because they did no prepare their claim properly. If the documentation isn’t sufficient, your insurance carrier can determine that they are not at fault or that the damage is less than it actually is.
If you hire a public adjuster, they will help you get the maximum settlement possible.
Property damage insurance claims should be handled by someone with the expertise, knowledge, time, and dedication to get it done right. That’s why Aftermath Adjusters & Consulting, LLC wants to hear from you as soon as you experience damage to your home. Let us help you get what you deserve as soon as possible.