Hurricane season is here, which means that you may find yourself with hurricane damage before the year is out. If this happens, you will want to have help with your hurricane property insurance claim. The best way to get this help is to hire a public adjuster to assist you with the claims process.
Here are a few key reasons having a public adjuster on your side for a hurricane property insurance claim is a good idea.
#1 – They Fight For You
Insurance policies and the language in them can be confusing. In fact, many people get denied simply because they didn’t understand what was needed to file a claim. A public adjuster knows the language and can negotiate on your behalf to get the best settlement possible.
#2 – Experience
Understanding how to handle an insurance claim takes experience and skills that most homeowners do not have. In addition, determining the cost of a loss takes an understanding of the various techniques used by adjusters. Finally, a local public adjuster will understand the laws and regulations of Florida so that your hurricane property insurance claim can be filed and paid out correctly.
#3 – Error Free
If you don’t file your claim correctly, you will not receive the settlement you deserve. A public adjuster can help you:
- Place a correct value on your loss
- Identify valuables
- Account for valuables
This is tedious work, but these professionals know how to do it right the first time.
#4 – Correct Payout
Many insurance companies try to settle quickly. Although homeowners are happy to get the money, they often do not get all the money they deserve in a situation like this. When working with a public adjuster for a hurricane property insurance claim, they will negotiate a quick payment that truly reflects your loss.
#5 – Network
When filing a hurricane property insurance claim, you will need to have your damages cleaned up and repaired. A public adjuster will have a list of reliable contacts that can do just that. They will know of reputable:
- Mold remediation firms
- And more
After a hurricane, many scam artists flood the area. By working with a list provided by your public adjuster, you can feel more comfortable knowing that the work is being done correctly.
You Need a Public Adjuster
In essence, a public adjuster is vital to the hurricane property insurance claim process. Your public adjuster will be your advocate, help you to understand what to expect, and get your claim settled quickly and fairly.
Even better for homeowners, the public adjuster fee is capped at 10% per named hurricane. This means that if you have to fight your insurance company, you know that the fees to do so will be well within your reach.
If you have any questions about a hurricane property insurance claim or would like to discuss hurricane insurance issues, please give us a call. The professional public insurance adjusters at Aftermath Adjusters & Consulting, LLC are here to help you with any questions you may have.