Florida residents understand how destructive a hurricane can be. Recent hurricanes, like Ian and Nicole, left homeowners dealing with wind, hail, lightning, and water damage. However, these are not the only losses caused by hurricanes and tropical storms. Another, more silent, threat is mold. And this is a threat many homeowners experience after they think they’ve settled their hurricane damage claim.

Here are three things Aftermath Adjusters & Consulting wants you to know.

Don’t Ignore Mold Damage

When it comes to hurricane damage, mold damage can be the most destructive. That’s because it is:

  • Long-term
  • Often hidden
  • Very costly to remediate
  • Risky to one’s health
  • Destructive to property

Unfortunately, mold damage can go unnoticed, growing quietly behind sheetrock or under floor tiles.

Because of the destructive nature of mold, and the hazards it poses to the health of those living with mold, it is important to take care of the problem as quickly as possible. By partnering with Aftermath Adjusters & Consulting, LLC, we can help you determine the cause of the mold, file a claim, and work to get you the compensation you need to restore your home.

Is Mold Damage Covered By My Property Insurance?

There isn’t a single answer to this question because it depends on the cause of the mold. However, if the mold damage is due to a covered storm, then your property should be covered. However, getting mold remediation in Florida can be difficult.
Here are some things you should know.
  1. Some policies have a mold remediation cap of $10,000.
  2. Mold remediators in Florida must have a license. To get this license, mold remediators must have professional training. During the aftermath of a hurricane, finding someone licensed may be more difficult.
  3. FEMA has disaster aid to cover mold growth. If your policy doesn’t cover mold or the coverage isn’t adequate, you may find some relief through this assistance.

We Can Help

If you find that you have mold damage, even weeks after a hurricane or tropical storm, you need to act quickly. Our team at Aftermath Adjusters & Consulting can help you navigate the mold damage claim process. Having us on your side, especially when insurance claim companies are overwhelmed with thousands of claims, will be instrumental in getting your claim settled.

When you hire Aftermath Adjusters, we will:

  • Review any prior claims to be sure that they adequately cover the damages your property received
  • Inspect your home to discover any hidden damages including mold, mildew, and even structural issues that are hidden from view
  • Submit the claim with all the necessary paperwork to document the claim
  • Attend all subsequent inspections by insurance claims agents, contractors, subcontractors, and more
  • Negotiate with your insurer to help you get the highest settlement possible based on your claim and policy

For Florida homeowners impacted by a hurricane or tropical storm, Aftermath Adjusters & Consulting is here to help. Come and experience our dedicated customer care. We work diligently on behalf of our clients. If you need help with a mold damage claim, contact our team today.